Business > Business lending > AGRICULTURAL WORKING CAPITAL LOANS

Agricultural Working Capital Loans

The farms in our Oklahoma communities feed the region and the rest of the country. They are essential to our collective well-being. Helping your farm succeed is of utmost importance both to you and to the agricultural lending team at Vision Bank.

When considering ways to strengthen your farm's finances, stay local. For over 100 years, Vision Bank has served communities in south central Oklahoma. Our team understands your unique concerns and will work with you to determine the right financial product for your enterprise. Growth for your farm means growth for our community. At Vision Bank, your success is our business.

Is an agricultural working capital loan right for you? Our experts will assist in identifying and matching you with the right agriculture working capital loan to get you closer to your dreams.

What are working capital loans?

Working capital: The liquid assets of your farm used to cover short-term obligations.

Working capital loans: Loans that cover some of the everyday expenses of running or maintaining a farm. These include:

  • Equipment maintenance
  • Fuel
  • Seeds
  • Fertilizer
  • Salaries for seasonal workers

Working capital loans for farms help offset periods of reduced business activity caused by the cyclical nature of farming. The benefits of agricultural working capital loans are that they are quick to obtain, you retain full ownership of your agribusiness, and they are typically repaid before your next busy season.

Local lending makes the difference

In 1900, A.B. Dunlap of Shawnee purchased land for the First National Bank at 101 East Main in Ada, Oklahoma. Since then, we have dedicated ourselves tirelessly to understanding and serving the needs of customers in our region. Now, with eight Vision Bank locations in Ada, Durant, Shawnee, Prague, Meeker, Davis, and Sulphur, we offer convenience and knowledge of the surrounding economy that provides a local, convenient, and personalized approach to understanding your operation and determining the best financing options.

Call us today!

Call or visit a Vision Bank location near you to speak with our lending team. Our experts will work with you to identify and work towards the financial solutions needed to meet the short and long-term goals of your business. Work with us to secure your agriculture working capital loan with no long delays or processing times. Whenever you need us, we're never more than a phone call or short drive away.

With personalized service and a local touch, Vision Bank has everything you need to meet your goals. See the difference!

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