Checking Accounts

IMPORTANT: If your Debit Card is lost or stolen call 1-800-523-4175

Instant Issue Debit Cards

Card lost, stolen, or experienced fraud?  No need to wait. 

For your convenience, you can come into the bank and pick up your instant issue debit card today. 

Click here to see designs available. 


VIVA Free Checking That Pays You Interest

Earn CASH every month with your VIVA Free Checking Account! More Details

VIP Checking Account

Earn competitive rates on your checking account!  There are no special requirements for earning, and no monthly service charge on balances over $10,000.

Vision Club Checking Account

FREE Checking Account

No minimum balance and no service charge.  This account also offers the followng free services:
     - Internet banking

     - Phone banking

     - Visa debit card or ATM card

     - Unlimited deposits and check writing

     *** $300 Bounce Protection - fees associated when activated and used

 Click here for more details


Cash Management

Set up your account to automatically move money from one account to another to cover any expenditures that draws your account into the negative.  You don't have to worry about running to the bank to make a deposit or transferring money online.  This keeps you from paying an overdraft fee as long as your secondary account has sufficient funds.  Cash Management does have a small usage fee, so call and talk to us about all the details.

We Also offer Regular Checking, Vision Club, and NOW Accounts

Visit or call one or our locations to find out more.

Fees may occur according to the type of account you have or how you use the account, for example when an overdraft occurs or you wish to send a wire.  Please view this Service Fee Schedule to understand what creates a fee and the amount charged.  If you have any questions please give us a call or email

Bounce Protection Information

What to bring when opening an account:

If you are a New Customer to Vision Bank you will need:
         - Two (2) forms of identification- State issued ID, Social Security Card, etc.
         - $100 opening deposit or Direct Deposit (payroll or social security check).
         - Address Verification (if different from address on state issued ID)

If you are an Existing Customer of Vision Bank you will need:
         - One (1) form of identification.
         - An opening deposit of any amount.