Instant Issue Debit Cards

Card lost, stolen, or experienced fraud? No need to wait for a new card to be mailed to you. Stop by the nearest location, select a design and your card will be printed as you wait. Walk out with a debit card ready to use! Click here to see designs available.

VIVA Checking


  • Use your VISA check card for a total of $250 per month on purchases of goods or services
  • Receive your bank statement through the bank website with estatements 


  • $15 foreign/non Vision Bank ATM transaction fees will be refunded
  • Free VIVA checks
  • Unlimited check writing
  • No monthly service charge*
  • $500 Bounce Protection - fee associated when activated and used (click here for more details)

1.00% Annual Percentage Yield on average daily collected balance up to $25,000. 0.10% APY on balances over $25,000.

0.05% APY will be paid on the entire balance if the requirements are not met. 

$100 opening deposit. APY is subject to change at the bank's discretion. Some restrictions apply. Rate accurate as of 8-1-2015.

*$5.00 monthly service charge for paper statements.

Vision Club Checking Account


  • $10,000 Accidental Death & Dismemberment Insurance and $50,000 Common Carrier
  • Identity Theft protection
  • Save up to 50% on Hotels and Motels with participating hotels/motels 
  • No minimum balance required, unlimited check writing, distinctive personalized checks, safe deposit box credit, cashier's checks, trust services and photocopies
  • $750 Bounce Protection - fee associated when activated and used (click here for more details)

VIP Checking Account

Earn competitive rates on your checking account. No monthly service charge on balances over $10,000. 

Free Checking Account

No minimum balance and no service charge.

This account also offers the following free services

  • Internet Banking
  • Telephone Banking
  • Visa debit card or ATM card
  • Unlimited deposits and check writing
  • $300 Bounce Protection - fee associated when activated and used (click here for more details)

    What to bring when opening an account:

    If you are a new customer to Vision Bank you will need:

    • Two (2) forms of identification - State issued ID, Social Security Card, etc.
    • $100 opening deposit or Direct Deposit (payroll or social security check).

    If you are an existing customer of Vision Bank, you will need:

    • One (1) form of identification
    • An opening deposit of any amount. 

    Mobile Deposit

    You can make a deposit with your smart phone from anywhere at any time.

    Apply for a Car, Boat, or RV Loan

    Vision Bank offers a wide variety of loans to fit any of your borrowing needs!

    Mortgage Application

    Helping you get into your dream home.