Certificate of Deposit (CD)

You can receive higher interest rates than many other savings products with flexible terms ranging from 90 days to 5 years by purchasing a Vision Bank CD.  There is no fee to open a CD, and most accounts are FDIC insured up to $250,000.


The most easy and convenient way to enjoy FDIC insurance for deposits over $250,000. With CDARS, you can receive up to $50 million in FDIC protection through Vision Bank. There are few guarantees in life FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you or your business. 

*When clicking on 3rd party links you will be leaving, Vision Bank has no control over the content or security of linked sites.


Individual Retirement Accounts (IRAs)
An Individual Retirement Account is a personal savings plan that offers customers tax advantages to set aside money for retirement.  We offer the Traditional IRA, Roth IRA, or SEP IRA.  All of our IRA's are invested in a Certificate of Deposit with terms ranging from 6 months to 5 years.

What to bring with you when opening a CD, CDARS, or IRA

If you are a new customer to Vision Bank you will need:
         - Two (2) forms of identification- State issued ID, Social Security Card, etc.
         - $100 opening deposit or Direct Deposit (payroll or social security check).
         - Address Verification (if different from address on state issued ID)

If you are an existing customer of Vision Bank you will need:
         - One (1) form of identification.
         - An opening deposit of any amount.