No matter what type of business you're in, you can count on the need to purchase new equipment and upgrade it once it reaches the end of its lifespan or becomes obsolete. From computers and trucks to machinery and medical devices, Vision Bank can provide the capital you need to keep your company running smoothly. Let us take care of the things you need so you can focus on providing your unique services and products to your customers. For more than a century, Vision Bank has provided high quality financial products to local Oklahoma businesses of all sizes. We are committed to investing in local business by offering competitive rates and flexible terms, as well as the kind of friendly service that makes every trip to the bank a pleasant affair.
From your first day in business to your first decade, we can help you buy the equipment you need to stay functional and competitive. With loan amounts up to 75% of purchase price for new equipment and 85% of purchase price or market value for commercial trucks and equipment (whichever is less), it's easy to get what you need without waiting until you have the extra money to make it happen. We can also make sure the length of your business equipment loan doesn't exceed the expected lifespan of the items you buy with it. There's nothing worse than having to pay for something you can no longer use. As a locally owned bank, Vision Bank is flexible and competitive, with quick turnaround times on financing applications. Using the equipment you purchase as collateral can lower your interest rate. For this reason, commercial equipment financing may be a better option for your company than a business line of credit.
From the baker setting up her first commercial kitchen to the small consulting firm that needs new computers, business equipment loans empower all kinds of companies across your community. Most business are eligible even if they have short or shaky histories, and the loan provides cash to buy just about any type of equipment you can think of that your business might need.
See the difference with Vision Bank and our equipment financing options. We can help you get started with your application today so you can get the equipment you need in as little as a few days. You can also visit your local Vision Bank office in Ada, Durant, Shawnee, Prague, Meeker, Davis, or Sulphur.
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